/* ==========================================================================
   Correduría de Seguros La Nacional, S.A.
   Design tokens
   ========================================================================== */
:root{
  --navy: #0B3554;
  --navy-dark: #082A44;
  --navy-light: #12456C;
  --orange: #E85C2E;
  --orange-dark: #CB4A21;
  --blue: #1E7FBE;
  --sky: #8FC7E8;
  --cream: #F6F3EC;
  --cream-deep: #EFEAE0;
  --border: #DCD6C8;
  --ink: #1C2B36;
  --ink-soft: #5B6B76;
  --white: #FFFFFF;

  --font-display: 'Fraunces', serif;
  --font-body: 'Public Sans', sans-serif;
  --font-mono: 'IBM Plex Mono', monospace;

  --container: 1160px;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow: 0 12px 32px -12px rgba(11,53,84,0.18);
  --shadow-sm: 0 4px 14px -6px rgba(11,53,84,0.14);
}

/* ==========================================================================
   Reset & base
   ========================================================================== */
*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img{ max-width: 100%; display: block; }
a{ color: inherit; text-decoration: none; }
ul{ margin: 0; padding: 0; list-style: none; }
h1,h2,h3,h4{ font-family: var(--font-display); color: var(--navy); margin: 0; font-weight: 600; line-height: 1.15; }
p{ margin: 0; }
button{ font-family: inherit; cursor: pointer; }
:focus-visible{ outline: 2px solid var(--orange); outline-offset: 3px; }

@media (prefers-reduced-motion: reduce){
  *, *::before, *::after{ animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; scroll-behavior: auto !important; }
}

.wrap{
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.mono{ font-family: var(--font-mono); letter-spacing: 0.02em; }

/* ==========================================================================
   Buttons
   ========================================================================== */
.btn-primary, .btn-secondary, .submit-btn{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 24px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  white-space: nowrap;
  transition: transform 0.18s ease, box-shadow 0.18s ease, background-color 0.18s ease;
  border: 1.5px solid transparent;
}
.btn-primary, .submit-btn{
  background: var(--navy);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover, .submit-btn:hover{
  background: var(--navy-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}
.btn-secondary{
  background: transparent;
  color: var(--navy);
  border-color: var(--border);
}
.btn-secondary:hover{
  border-color: var(--navy);
  transform: translateY(-2px);
}
.submit-btn{
  justify-content: center;
  width: 100%;
  background: var(--orange);
}
.submit-btn:hover{ background: var(--orange-dark); }

.call-btn{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--orange);
  color: var(--white);
  padding: 11px 20px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.92rem;
  transition: background-color 0.18s ease, transform 0.18s ease;
}
.call-btn:hover{ background: var(--orange-dark); transform: translateY(-2px); }

/* ==========================================================================
   Header / Nav
   ========================================================================== */
header{
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.nav{
  max-width: var(--container);
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
}
.brand{
  display: flex;
  align-items: center;
  gap: 12px;
  margin-right: auto;
}
.brand img{
  width: 44px;
  height: 44px;
  object-fit: contain;
  flex-shrink: 0;
}
.brand-text .name{
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--navy);
  line-height: 1.2;
}
.brand-text .tag{
  font-size: 0.72rem;
  color: var(--ink-soft);
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.links{
  display: flex;
  align-items: center;
  gap: 28px;
}
.links a{
  font-size: 0.93rem;
  font-weight: 500;
  color: var(--ink-soft);
  position: relative;
  padding: 6px 0;
  transition: color 0.15s ease;
}
.links a::after{
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -2px;
  height: 2px;
  background: var(--orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.2s ease;
}
.links a:hover{ color: var(--navy); }
.links a:hover::after{ transform: scaleX(1); }
.links a.active{ color: var(--navy); font-weight: 600; }
.links a.active::after{ transform: scaleX(1); }

.sicval-mobile-link{ display: none; }

.menu-toggle{
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  border: none;
  background: transparent;
  padding: 0;
  flex-shrink: 0;
}
.menu-toggle span{
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  margin: 0 auto;
  transition: transform 0.25s ease, opacity 0.2s ease;
}
.menu-toggle.open span:nth-child(1){ transform: translateY(7px) rotate(45deg); }
.menu-toggle.open span:nth-child(2){ opacity: 0; }
.menu-toggle.open span:nth-child(3){ transform: translateY(-7px) rotate(-45deg); }

/* ==========================================================================
   Hero
   ========================================================================== */
.hero{ padding: 64px 0 56px; background: linear-gradient(180deg, var(--cream) 0%, var(--white) 100%); }
.hero-grid{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.eyebrow{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
  background: var(--white);
  border: 1px solid var(--border);
  padding: 7px 14px;
  border-radius: 999px;
  margin-bottom: 20px;
}
.eyebrow .dot{
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--orange);
  flex-shrink: 0;
}
.hero-title{
  font-size: clamp(2rem, 4.2vw, 3.1rem);
  margin-bottom: 20px;
}
.hero-title em{ font-style: italic; color: var(--orange); }
.hero-sub{
  font-size: 1.05rem;
  line-height: 1.65;
  color: var(--ink-soft);
  max-width: 46ch;
  margin-bottom: 32px;
}
.hero-ctas{
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 44px;
}
.hero-facts{
  display: flex;
  gap: 36px;
  flex-wrap: wrap;
}
.hero-facts .num{
  font-family: var(--font-mono);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--navy);
}
.hero-facts .lbl{
  font-size: 0.8rem;
  color: var(--ink-soft);
  margin-top: 2px;
}

.ring-stage{ display: flex; justify-content: center; }
.ring-stage svg{ width: 100%; max-width: 420px; height: auto; }
.ring-stage.small svg{ max-width: 320px; }
.ring-spin{
  transform-origin: 250px 250px;
  animation: spin 40s linear infinite;
}
@keyframes spin{ to{ transform: rotate(360deg); } }

/* ==========================================================================
   Trust strip
   ========================================================================== */
.trust{
  background: var(--navy);
  padding: 18px 0;
}
.trust .wrap{
  display: flex;
  flex-wrap: wrap;
  gap: 20px 36px;
  justify-content: center;
}
.trust-item{
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: #CFE0EC;
  white-space: nowrap;
}
.trust-item strong{ color: var(--white); font-weight: 600; }

/* ==========================================================================
   Section heads
   ========================================================================== */
.section-head{
  max-width: 640px;
  margin: 0 auto 44px;
  text-align: center;
}
.section-eyebrow{
  display: block;
  font-family: var(--font-mono);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 10px;
}
.section-head h2{
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  margin-bottom: 14px;
}
.section-head p{
  color: var(--ink-soft);
  line-height: 1.65;
}

/* ==========================================================================
   Seguros (grid preview + detail list)
   ========================================================================== */
.seguros{ padding: 88px 0; }
.seguros-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.seguro-card{
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  display: block;
  text-decoration: none;
  color: inherit;
}
.seguro-card:hover{ transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--blue); }
.seguro-card:hover .seguro-more{ color: var(--orange); gap: 8px; }
.seguro-icon{
  width: 48px; height: 48px;
  border-radius: 12px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.seguro-card h3{ font-size: 1.15rem; margin-bottom: 8px; }
.seguro-card p{ color: var(--ink-soft); font-size: 0.92rem; line-height: 1.55; margin-bottom: 14px; }
.seguro-card-foot{ display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.seguro-tag{
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  color: var(--blue);
  background: rgba(30,127,190,0.08);
  padding: 5px 10px;
  border-radius: 999px;
}
.seguro-more{
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  color: var(--ink-soft);
  white-space: nowrap;
  transition: color 0.2s ease, gap 0.2s ease;
}
.seguro-more svg{ flex-shrink: 0; }

/* Detail rows on seguros.html */
.seguro-detail{
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 24px;
  padding: 36px 0;
  border-bottom: 1px solid var(--border);
  scroll-margin-top: 100px;
  transition: background-color 0.6s ease;
}
.seguro-detail.is-highlighted{ background-color: rgba(30,127,190,0.06); border-radius: var(--radius); }
.seguro-detail:first-child{ padding-top: 0; }
.seguro-detail:last-child{ border-bottom: none; }
.seguro-detail .seguro-icon{ width: 56px; height: 56px; margin-bottom: 0; }
.seguro-detail h3{ font-size: 1.35rem; margin-bottom: 10px; }
.seguro-detail .desc{ color: var(--ink-soft); line-height: 1.65; max-width: 62ch; margin-bottom: 22px; }
.tag-row{ display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.tag-block .lbl{
  display: block;
  font-family: var(--font-mono);
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--ink-soft);
  margin-bottom: 10px;
}
.tag-block ul li{
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: var(--ink);
  padding: 5px 0;
}
.tag-block ul li svg{ flex-shrink: 0; }

/* ==========================================================================
   Por qué correduría
   ========================================================================== */
.porque{ padding: 88px 0; background: var(--cream); }
.porque-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.porque-item{
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 26px;
}
.porque-item .n{
  display: block;
  font-family: var(--font-mono);
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--orange);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 14px;
}
.porque-item h3{ font-size: 1.12rem; margin-bottom: 10px; }
.porque-item p{ color: var(--ink-soft); font-size: 0.92rem; line-height: 1.6; }

/* ==========================================================================
   CTA band
   ========================================================================== */
.cta-band{
  background: var(--navy);
  padding: 72px 0;
  text-align: center;
}
.cta-band h2{ color: var(--white); font-size: clamp(1.5rem, 3vw, 2.1rem); margin-bottom: 14px; }
.cta-band p{ color: #C7D9E4; max-width: 50ch; margin: 0 auto 32px; line-height: 1.6; }
.cta-band .ctas{ display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ==========================================================================
   Footer
   ========================================================================== */
footer.contacto{
  background: var(--navy-dark);
  color: #C7D9E4;
  padding: 72px 0 0;
}
.contacto-inner{
  display: grid;
  grid-template-columns: 1.4fr 0.8fr 1fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.contacto-inner h2{ color: var(--white); font-size: clamp(1.4rem, 2.6vw, 1.9rem); margin-bottom: 14px; }
.contacto-inner .lead{ line-height: 1.65; margin-bottom: 26px; max-width: 46ch; }
.foot-col h4{
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-weight: 600;
  margin-bottom: 16px;
}
.foot-col a{
  display: block;
  padding: 6px 0;
  font-size: 0.92rem;
  color: #C7D9E4;
  transition: color 0.15s ease;
}
.foot-col a:hover{ color: var(--white); }
.foot-col p{ font-size: 0.88rem; line-height: 1.6; color: #A9C1D0; margin-top: 4px; }
.bottom-bar{
  display: flex;
  flex-wrap: wrap;
  gap: 8px 20px;
  justify-content: space-between;
  padding: 22px 0;
  font-size: 0.8rem;
  color: #8FA6B4;
}

/* ==========================================================================
   WhatsApp floating button
   ========================================================================== */
.whatsapp-fab{
  position: fixed;
  right: 22px;
  bottom: 22px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25D366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 24px -6px rgba(37,211,102,0.55);
  z-index: 90;
  transition: transform 0.2s ease;
}
.whatsapp-fab:hover{ transform: scale(1.08); }

/* ==========================================================================
   Interior page hero + breadcrumb
   ========================================================================== */
.page-hero{
  padding: 52px 0 44px;
  background: var(--cream);
  border-bottom: 1px solid var(--border);
}
.breadcrumb{
  font-size: 0.82rem;
  color: var(--ink-soft);
  margin-bottom: 16px;
}
.breadcrumb a{ color: var(--blue); }
.breadcrumb a:hover{ text-decoration: underline; }
.page-hero h1{ font-size: clamp(1.7rem, 3.6vw, 2.5rem); margin-bottom: 14px; max-width: 26ch; }
.page-hero p{ color: var(--ink-soft); line-height: 1.65; max-width: 62ch; }

/* ==========================================================================
   Subagentes: mapa interactivo + resultados
   ========================================================================== */
.subagentes-section{ padding: 56px 0 96px; }
.subagentes-layout{
  display: grid;
  grid-template-columns: minmax(300px, 440px) 1fr;
  gap: 40px;
  align-items: start;
}

.mapa-select-label{
  display: block;
  font-family: var(--font-mono);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--ink-soft);
  margin-bottom: 8px;
}
.mapa-select{
  width: 100%;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  background: #fff;
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--ink);
  margin-bottom: 20px;
  cursor: pointer;
}
.mapa-select:focus-visible{ outline: 2px solid var(--orange); outline-offset: 2px; }

.mapa-wrap{
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px;
}
#mapaNicaragua{ width: 100%; height: auto; display: block; }
.mapa-nota{
  text-align: center;
  font-size: 0.72rem;
  color: var(--ink-soft);
  opacity: 0.75;
  margin: 10px 0 0;
}

.depto{ cursor: pointer; }
.depto-forma{
  fill: var(--depto-color, var(--sky));
  fill-opacity: 0.82;
  stroke: var(--white);
  stroke-width: 1.8;
  stroke-linejoin: round;
  transition: fill-opacity 0.15s ease, filter 0.15s ease, stroke 0.15s ease;
}
/* Los departamentos con subagentes registrados se ven un poco más
   saturados/nítidos que los que todavía no tienen datos cargados,
   pero TODOS quedan visibles con su propio color (no transparentes). */
.depto-con-datos .depto-forma{ fill-opacity: 1; }
.depto:hover .depto-forma,
.depto:focus-visible .depto-forma{ filter: brightness(1.12); }
.depto-activo .depto-forma{ filter: brightness(0.85) saturate(1.3); stroke: var(--orange); stroke-width: 2.2; }
.depto:focus-visible{ outline: none; }
.depto:focus-visible .depto-forma{ stroke: var(--orange); stroke-width: 2.5; }

.depto-badge-circulo{
  fill: var(--navy);
  stroke: var(--white);
  stroke-width: 1.2;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.15s ease;
}
.depto-con-datos .depto-badge-circulo{ opacity: 1; }
.depto-activo .depto-badge-circulo{ fill: var(--orange-dark); }
.depto-badge{
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  fill: #fff;
  pointer-events: none;
  text-anchor: middle;
}

.resultados-panel{ min-height: 320px; }
.resultados-header{
  display: flex;
  align-items: baseline;
  gap: 12px;
  margin-bottom: 18px;
  flex-wrap: wrap;
}
.resultados-header h3{ font-size: 1.3rem; }
.resultados-count{
  font-family: var(--font-mono);
  font-size: 0.78rem;
  color: var(--blue);
  background: rgba(30,127,190,0.08);
  padding: 4px 10px;
  border-radius: 999px;
}
.resultados-empty{
  background: var(--cream);
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  padding: 40px 28px;
  text-align: center;
  color: var(--ink-soft);
}
.resultados-empty svg{ margin-bottom: 12px; }
.resultados-empty h3{ margin-bottom: 8px; font-size: 1.1rem; }
.resultados-empty p{ line-height: 1.6; max-width: 42ch; margin: 0 auto; }

.subagentes-grid{
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.subagente-card{
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 18px 20px;
}
.subagente-card h4{ font-family: var(--font-body); font-weight: 700; font-size: 1rem; color: var(--navy); margin-bottom: 6px; }
.subagente-licencia{ font-size: 0.74rem; color: var(--ink-soft); margin-bottom: 4px; }
.subagente-venc-row{ margin-bottom: 10px; }
.subagente-direccion{ font-size: 0.82rem; color: var(--ink-soft); margin-bottom: 10px; }
.subagente-venc{ font-size: 0.78rem; color: var(--ink-soft); }
.subagente-ramos{ display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 12px; }
.subagente-ramos .seguro-tag{ font-size: 0.68rem; padding: 3px 9px; }
.subagente-foot{ display: flex; }
.subagente-tel{
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--blue);
}
.subagente-tel:hover{ text-decoration: underline; }

@media (max-width: 860px){
  .subagentes-layout{ grid-template-columns: 1fr; }
  .subagentes-grid{ grid-template-columns: 1fr; }
}

/* ==========================================================================
   Historia (sobre-nosotros)
   ========================================================================== */
.historia{ padding: 88px 0; }
.historia-inner{
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}
.timeline{ display: flex; flex-direction: column; gap: 22px; }
.timeline li{
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 18px;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--border);
}
.timeline li:last-child{ border-bottom: none; padding-bottom: 0; }
.timeline .yr{
  font-family: var(--font-mono);
  font-weight: 600;
  color: var(--orange);
  font-size: 0.95rem;
}
.timeline p{ color: var(--ink-soft); line-height: 1.6; font-size: 0.94rem; }

/* ==========================================================================
   Aliadas / badge
   ========================================================================== */
.aliadas{ padding: 88px 0; background: var(--cream); }
.aliadas-inner{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.checklist li{
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.94rem;
  padding: 8px 0;
  color: var(--ink);
}
.badge-card{
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 34px 30px;
  box-shadow: var(--shadow);
}
.auth-label{
  display: block;
  font-family: var(--font-mono);
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--sky);
  margin-bottom: 10px;
}
.auth-num{
  font-family: var(--font-mono);
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 16px;
}
.badge-card p{ color: #C7D9E4; }

/* ==========================================================================
   Contact form
   ========================================================================== */
.contact-form-section{ padding: 64px 0 96px; }
.contact-form-grid{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 56px;
}
.contact-form{ display: flex; flex-direction: column; gap: 18px; }
.field-error{
  display: none;
  color: var(--orange-dark);
  font-size: 0.82rem;
  margin-top: 4px;
}
.field.has-error input,
.field.has-error textarea{
  border-color: var(--orange-dark) !important;
}
.field.has-error .field-error{ display: block; }
.field{ display: flex; flex-direction: column; gap: 7px; }
.hp-field{
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  opacity: 0;
  border: 0;
  padding: 0;
  pointer-events: none;
}
.field label{ font-size: 0.85rem; font-weight: 600; color: var(--navy); }
.field input, .field select, .field textarea{
  font-family: var(--font-body);
  font-size: 0.95rem;
  padding: 12px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--ink);
  width: 100%;
  transition: border-color 0.15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus{
  border-color: var(--blue);
  outline: none;
}
.field textarea{ min-height: 110px; resize: vertical; }
.form-hint{ font-size: 0.82rem; color: var(--ink-soft); text-align: center; }

.contact-methods{ display: flex; flex-direction: column; gap: 18px; }
.contact-method{
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: var(--cream);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px 20px;
}
.contact-method .ico{
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-method h4{ font-size: 0.95rem; margin-bottom: 4px; }
.contact-method a{ color: var(--blue); font-weight: 600; font-size: 0.92rem; }
.contact-method a:hover{ text-decoration: underline; }
.contact-method p{ color: var(--ink-soft); font-size: 0.88rem; line-height: 1.55; }

/* ==========================================================================
   Oficina
   ========================================================================== */
.oficina{ padding: 0 0 96px; }
.oficina-inner{
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 0;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
}
.oficina-photo{ height: 100%; min-height: 320px; background: var(--cream-deep); position: relative; }
.oficina-photo img{ width: 100%; height: 100%; object-fit: cover; min-height: 320px; display: block; }
.oficina-photo-caption{
  position: absolute;
  left: 0; right: 0; bottom: 0;
  margin: 0;
  padding: 12px 18px;
  background: linear-gradient(0deg, rgba(11,53,84,0.88), rgba(11,53,84,0));
  color: var(--white);
  font-size: 0.9rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}
.oficina-photo-caption a{ color: var(--white); text-decoration: none; }
.oficina-photo-caption a:hover{ text-decoration: underline; }
.oficina-photo-caption svg path{ stroke: var(--white); }
.oficina-info{
  background: var(--navy);
  color: var(--white);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  justify-content: center;
}
.oficina-info h3{ color: var(--white); font-size: 1.25rem; margin-bottom: 4px; }
.info-row{ display: flex; gap: 14px; align-items: flex-start; }
.info-row .lbl{
  font-family: var(--font-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--sky);
  margin-bottom: 4px;
}
.info-row .val{ font-size: 0.94rem; line-height: 1.5; color: #E7EFF4; }

/* ==========================================================================
   Responsive — tablet
   ========================================================================== */
@media (max-width: 900px){
  .desktop-only{ display: none; }
  .menu-toggle{ display: flex; }

  .links{
    position: fixed;
    top: 73px;
    left: 0; right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--border);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 8px 24px 18px;
    transform: translateY(-8px);
    opacity: 0;
    pointer-events: none;
    transition: transform 0.2s ease, opacity 0.2s ease;
    box-shadow: 0 16px 24px -16px rgba(11,53,84,0.2);
  }
  .links.open{
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }
  .links a{ padding: 13px 0; border-bottom: 1px solid var(--border); }
  .links a:last-child{ border-bottom: none; }
  .links a::after{ display: none; }

  .links a.sicval-mobile-link{
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background: var(--orange);
    border: 1.5px solid var(--orange-dark);
    color: var(--white) !important;
    padding: 12px 20px;
    border-radius: 999px;
    font-weight: 600;
    margin-top: 10px;
    align-self: flex-start;
    width: auto;
  }
  .links a.sicval-mobile-link:hover{ background: var(--orange-dark); }

  .hero-grid{ grid-template-columns: 1fr; gap: 40px; }
  .ring-stage{ order: -1; }
  .ring-stage svg{ max-width: 260px; }
  .hero-sub{ max-width: none; }

  .seguros-grid{ grid-template-columns: repeat(2, 1fr); }
  .porque-grid{ grid-template-columns: 1fr; }

  .seguro-detail{ grid-template-columns: 1fr; }
  .tag-row{ grid-template-columns: 1fr; gap: 18px; }

  .contacto-inner{ grid-template-columns: 1fr; gap: 36px; }

  .historia-inner{ grid-template-columns: 1fr; }
  .ring-stage.small{ order: -1; }
  .ring-stage.small svg{ max-width: 220px; }

  .aliadas-inner{ grid-template-columns: 1fr; }

  .contact-form-grid{ grid-template-columns: 1fr; gap: 44px; }

  .oficina-inner{ grid-template-columns: 1fr; }
  .oficina-photo{ min-height: 220px; }
  .oficina-photo img{ min-height: 220px; }
}

/* ==========================================================================
   Responsive — mobile
   ========================================================================== */
@media (max-width: 560px){
  .wrap{ padding: 0 18px; }
  .nav{ padding: 12px 18px; }
  .brand img{ width: 38px; height: 38px; }
  .brand-text .name{ font-size: 0.95rem; }
  .brand-text .tag{ font-size: 0.66rem; }

  .hero{ padding: 40px 0 40px; }
  .hero-title{ font-size: 1.85rem; }
  .hero-ctas{ flex-direction: column; align-items: stretch; }
  .hero-ctas a{ justify-content: center; }
  .hero-facts{ gap: 22px 28px; }

  .trust .wrap{ justify-content: flex-start; }

  .seguros{ padding: 56px 0; }
  .seguros-grid{ grid-template-columns: 1fr; }
  .porque{ padding: 56px 0; }

  .cta-band{ padding: 52px 0; }
  .cta-band .ctas{ flex-direction: column; align-items: stretch; }

  footer.contacto{ padding: 52px 0 0; }
  .bottom-bar{ flex-direction: column; gap: 6px; text-align: left; }

  .page-hero{ padding: 40px 0 34px; }

  .historia{ padding: 56px 0; }
  .aliadas{ padding: 56px 0; }
  .badge-card{ padding: 26px 22px; }

  .contact-form-section{ padding: 44px 0 64px; }
  .oficina{ padding: 0 0 64px; }
  .oficina-info{ padding: 30px 24px; }

  .whatsapp-fab{ width: 50px; height: 50px; right: 16px; bottom: 16px; }
}

/* ==========================================================================
   Modal de confirmación del formulario de contacto
   ========================================================================== */
.cf-modal-overlay{
  position: fixed;
  inset: 0;
  background: rgba(11,53,84,0.55);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  z-index: 1000;
  animation: cfFadeIn 0.18s ease-out;
}

.cf-modal{
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  max-width: 420px;
  width: 100%;
  padding: 32px 28px 28px;
  position: relative;
  text-align: center;
  animation: cfPopIn 0.22s ease-out;
}

.cf-modal-close{
  position: absolute;
  top: 12px;
  right: 14px;
  background: none;
  border: none;
  font-size: 26px;
  line-height: 1;
  color: var(--ink-soft);
  cursor: pointer;
  padding: 4px;
}
.cf-modal-close:hover{ color: var(--ink); }

.cf-modal h3{
  font-family: var(--font-display);
  color: var(--navy);
  font-size: 1.3rem;
  margin: 0 0 10px;
}

.cf-modal p{
  color: var(--ink-soft);
  font-size: 0.95rem;
  line-height: 1.5;
  margin: 0 0 22px;
}

.cf-modal-actions{
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.cf-modal-btn{
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

@keyframes cfFadeIn{
  from{ opacity: 0; }
  to{ opacity: 1; }
}

@keyframes cfPopIn{
  from{ opacity: 0; transform: translateY(10px) scale(0.98); }
  to{ opacity: 1; transform: translateY(0) scale(1); }
}